VittiMoney · Personal finance, sorted

Finance tools built for clarity, not clutter.

A growing set of calculators and planning tools to help you fix your finance and plan for your future — modular, fast and free to use.

Monthly snapshot

Illustrative · 12-month trend

+2.4%
₹1,24,500
Saved ₹42.3k
Invested ₹38.1k
EMIs ₹44.1k
Net worth ₹18.4L +5.2% this year
Monthly savings ₹42.3k +1.1% vs last month
Active EMIs 2 1 closed this year
Portfolio return 14.2% +2.9% since inception

Tools

04 live · 01 in progress
Live

Home Loan Calculator

Full amortisation schedule with prepayments, rate changes and a downloadable month-by-month breakdown.

Live

PPF Calculator

Maturity value for your Public Provident Fund with monthly or yearly deposits and annual compounding.

Live

Income Tax Calculator

Break down your salary, auto-calculated HRA exemption, and your tax under the Old vs New regimes side by side.

Live

SIP Goal Planner

Work backward from a goal amount to the monthly SIP that gets you there.

Soon

Personal Loan EMI

Quick EMI, total interest and payoff timeline for personal loans.

In the ledger
01

No logins

Every calculator works fully in your browser. Nothing you type is sent anywhere.

02

Built to scale

One modular home for every tool — new calculators slot in without a redesign.

03

Sensible defaults

Runs on the conventions people actually use — familiar tax slabs and loan terms, right out of the box.